Using a Buyer's Agent Saves Buyers Time and Money

There are many advantages to using a Buyers agent.

One of the most important is that the Buyer Agent is working to promote the best interests of their buyer client. They are help negotiate the best terms and conditions for the buyer. The agent who is listing a property is working for the Seller. They work to get the best terms and conditions for their seller. Although all agents must be honest and ethical at all times, why not work with an agent who is on your side?

There are no reasons!!

In addition to negotiating, your buyer agent will help locate properties, & can preview properties to save you time. Imagine how nice it would be to see homes on your schedule instead of relying on Sunday open houses for viewing. The buyer agent, after helping you determine which properties are approprite will set up appointments for viewing and accompany you. A good Buyer Agent will know what to look for in a property. They know what will pose a red flag when it comes time for an appraisal. It is wise to know what to expect before the unexpected happens.

 The Buyer Agent can also do a Comparative Market Analysis to determine the value of the home you're interested in. This can save you money!! Instead of agreeing with the listing agent's price, it is best to be armed with knowledge of what other homes that are similar in the area are selling for. They can also verify the the data such as tax information on the listing sheet is accuarate.

The Buyer Agent can help you find a reliable home inspector, and will accompany you to the inspection to see if there are any structural problems that have to be dealt with.

Your Buyer Agent will explain the legal documents and paperwork that will be involved. They work closely with the attorney to be sure the transaction is kept smooth.

One of the most important aspects of your relationship with your Buyer Agent is CONFIDENTIALITY, and undivided loyalty.

This is likely one of the largest purchases of your life. There is no reason not to have a Buyer's Agent working for you to prevent problems, or deal with issues that do crop up.

No News Good News

Waiting is so hard!!! With so many foreclosures on the market, and the values being so good, it's a smart move for buyers to consider them. Although some have problems such as destruction caused by angry people losing their home, or everything taken out including the kitchen sink (I'm not kidding!), many are in fine shape.

 I have placed an offer for a client on a bank owned property a little over a week ago. We are still waiting for the verdict. My client did not have the only offer. Nerves of steel are sometimes a requirement when working with bank owned properties.

It will be well worth the patience if things go their way, but the waiting is so hard!! There are phenomenal deals out there so the wait can be worth the agony.

 Some banks will respond to offers quicker than others. It is important to work with a Buyers Agent who is experienced in foreclosures. There are issues that could cause problems when it comes time for the appraisal. An experienced Buyers Agent will be able to alert you to the potential problems. For example, a cooking unit is required when financing with an FHA Mortgage. If there is no range, plans will have to be made ahead of time.

Fast Payday Loans Today Really Helpful However A poor Grasp

In many cases, perhaps you may fall into financial difficulties before your trusty genuine small payday loans no credit check today can get here. The intention is could possibly be your deficient month-to-month income which are insufficient to fulfill all your per month requirements. In the event you simply cannot wait around till your next income therefore you think that your financial unexpected emergency may turn into greater financial problems with additional holdups, obtain small payday loans on the internet. This small easy payday loans is short term finance provisional monetary aid till your up coming salary to bridge the unforeseen monetary spaces with simplicity .

In case you are trying to look for out for the perfect answer that could cover up your personal monetary needs, obtain payday short term same day loans after applied with small payday advances. This loan comes into short term group. Thereby, you do not have to bring in any kind of protection to pledge as collateral. Also, the loan product money that you could serve could be ranges from 100 to 1000 pounds with simple payment period of 1 to 31 days. There may be much expense that you could easily complete with the borrowed amount for example conference every day expenses, shopping for uniform, shopping and eating bills, debit cards or credit cards dues, utility bills and small property repair and others.

With the simpleness of on the internet application process, to start with, find out the greatest deal of pay day loans by making desirable evaluations. Loan provider many loan quotations free of cost. As well making small negotiate with the money lenders is also obliging in reducing down the rates of interest. Simply complete application form and also submit it to the lender’s portal. The payment money are going to pay out your bank-account within fast period of hours .

Credit rating position is definitely sensitive as it might turn undesirable even if you skipped some past improvement. Additionally, with quick loans, no matter regardless of whether you possess a bad credit score reports or good sufficient scores, finance company will probably accept your application. Thereby, in case you keep undesirable credits for example financial disaster, foreclosures, a bankruptcy proceeding, foreclosures, CCJ and arrears, you possibly can borrow the cash in a hassle free way get fast small quick payday loans through us any time day or night open 24 hour all day for UK people.

I Almost Lost it with a Payday Loan

I am a very diligent, married man and my wife and I have one child – a daughter. Up until recently I have had two jobs. However, the one of the companies went bankrupt and I was left with only one salary. Since my wife has no job and cannot find one, it has become very difficult for us to manage with only one salary throughout a month. Thus, we often fail to pay a bill or two and over time, the total sum of the bills we had to pay turned out to be quite large.

Now, the first thing we thought of was taking a loan to pay the bills – it would be much easier to pay the amount in installments than to pay it all at once. Thus, my wife did some asking around and she found out that payday loan can actually be taken with a repayment period longer than only one month. So, we decided to take it. The process was really not complicated – I only had to fill out an application form and the next day I had the money. I paid the bills and everything was just fine.

However, as time went by, some other expenses came up as well. They were related to the schooling of our daughter and when it came to that, there was no question whether we would provide the money or not – it is something that should not be neglected and our daughter is a very intelligent little girl who deserves to have the best condition for her education. Thus, I was not able to repay the loan after all and I had to prolong the repayment period. But now, I ended up with even higher interest rate and with the amount of money that was to be returned much larger than the total of the initial loan.

My wife and I were very worried and we realized that if we went on like this, there will be no chance for us to get out of that debt ever. Thus, we had to opt for another solution. In fact, the severity of our situation forced me to a thing that otherwise I would have never done. I asked a very good friend of mine to lend me the money to cover the loan. Of course, he said there was no problem, but I was still uncomfortable with it. Anyway, I paid all the loan expenses and over time, I managed to pay the debt to my friend as well. We are still very good friends and that is what matters the most.

In conclusion, I can only say that my experience with payday loan was not a very good one. However, it could have turned out just fine had there not been for the unexpected schooling expense. Thus, before you decide to take a payday loan think well and opt for it only if you are completely sure that nothing will prevent you from paying it back on time.

Payday Was the Quickest and the Best Solution

I am a very successful businessman and I have had my own company for the last six years. The company is small, but a lucrative one and I am glad that I can say I have very satisfied employees who are very loyal and hardworking. However, there comes a moment when even a successful man finds himself lacking certain amount of money. And I will now tell you my story.

Last year, the company was working just fine and everyone was satisfied as usual. However, since we work with a large number of other companies and we usually sell them certain products and services, it happened once that an otherwise very trustworthy customer failed us and the company was suddenly in debt. In fact, the customer company took a certain amount of product for us and was to pay for it the next month. However, the next month came and I, of course, counted on that money for settling some of the company’s bills. Now, what was I to do? I had already spent a significant amount of my salary and could not pay for the bill out of my own pocket. The bill was not too large, it was about £1,000, but it was a debt to another company that provided us with their own services and that was now threatening to stop cooperating with us.

I was aware of the danger, and I completely understood their attitude since I was about to do the same with the company that failed me. So, I started thinking about the easiest way to find some money. I came up with the idea of taking a payday loan since I would be able to pay it back with my next paycheck, but the company I was indebted to could not wait for so long. Of course, they needed money just as I did. However, I could not claim money from the company that was indebted to me since I found out that they were about to go bankrupt. Thus, payday loan seemed like the most convenient solution.

I found a lending company that offered quite favorable terms and I applied for a £1,000 loan. I got the money the same afternoon and I immediately settled the debt to the company. They were satisfied and I did not lose the opportunity to continue using their services. However, I stopped cooperating with the company that failed me and it was a good decision since they soon went bankrupt.

All in all, payday loan was really the best solution for my situation. The amount of money that I needed was too small for a regular loan and too large for my current state of affairs, and payday was just the right loan to immediately get me out of trouble. Of course, I paid it back with the next paycheck and everything was settled. I can only recommend this type of loan to anyone who finds themselves in a similar situation.

Seaside with Payday Title Loan

Since I am an average woman with an average salary, I am not a spendthrift. My husband also has a job, but we have three children who, of course, have their own needs which must not be neglected and their education is also a way to spend certain amounts of money. However, sometimes you just want to spend some money on something that would bring you pleasure; of course, not only to you but to your whole family.

In fact, last year, my husband and I realized that we hadn’t taken children to the seaside for five years. It was quite a long period and the purpose of going to the seaside is not only to have fun, but also to spend some time with your children in a peaceful and healthy place. Actually, our older son has had some issues with the lungs and it is highly advisable for him to spend some time at the seaside. Of course, once a year is the optimum but, as I said, we hadn’t been to the seaside for almost more than five years.

Thus, my husband and I started working out a plan – how to make it to the seaside. We considered saving some money, but it was too late and we would not be able to put aside enough money in such a short time. But then, it occurred to me that we could take a loan. My husband first thought it ridiculous to take a loan for the seaside, but when I did some research and found a loan that is convenient he eventually accepted.

What I found was a kind of a payday loan, actually, a title loan. However, it was somewhat more affordable than the regular payday loan and the reason for that was that it had to be secured with a car as collateral. Since we owned a car, we applied for it and we got the sufficient amount of money to pay back within the next five months with not so large fees and we were very satisfied with it. Finally, we were able to take our children to the seaside and together enjoy a little bit of the healthy sunshine and sea air. When we got back home, there were three more installments left for us to pay (within three months) and we managed to pay it back on time.

All in all, we were really satisfied with the service the lending company provided us with. Had we not found this way to get into possession of the needed money, our children would probably have not seen the seaside for another year or two. Thus, all of this turned out quite well in the end. We got to take the kids to the seaside and we did not have to pay very high interest rate and loan fees. We did have to introduce some restriction upon our arrival back home until we paid back the whole loan, but it was for a good cause and we do not regret.

Vinyl Lettering to Embellish Your Personal Spaces and Much Loved Spaces

Vinyl lettering is the cutest option for personal decorations such as wall lettering. Besides, it has a wider range of utility. Probably its delightful appearance and easy to use features make it so endearing to the users. You find them in a number of places and it never fails to grab the eyes for sure. It is marveling to see this letters and numbers are easily stuck on the surfaces and give such a perfect ambiance to personal spaces. You might see them quite often in clandestine places, mostly carrying some meaningful thoughts and sometimes as funny and cheerful messages. The most notable quality of vinyl lettering is that it makes it presence felt with its gorgeous look.

What makes vinyl letters all the more useful is that they can be easily applied to any material such as wood, glass, metal, plastic, and on any other flat surfaces. And furthermore, you can design them and create as custom vinyl lettering and vinyl numbering. All you need to have is resourcefulness, if you have it, you are right there! If you are pondering over enhancing your bedroom or your kid’s bedroom, you don’t need to rummage around anymore, get out there and find out the vinyl lettering, you will never be regretted. The choices and availability is galore, find out the finest and stick on your rooms with an aesthetic sense, nothing can better than that.

What’s more? Can you believe that it takes only a little out of your pocket? Yes, it is, it never let you overspend. Why do you want splurge unnecessarily on home decoration when you have cheapest means to embellish it? It is all about your imaginative sagacity and wise options, the expensiveness or cheapness of the articles you used for the home decoration really doesn’t matter. Well, other than you personal rooms, which other places will be the most appropriate places for vinyl lettering? It is certainly the most charming option. If it so, what about your vehicle windows? They are one more place that tempts you to be decorated beautifully. Here too, the vinyl lettering can be the best possible option. The shades you use, the images you use, the size of the images you use, everything really matters here. Here, the cuteness factor decides the most and vinyl lettering is going to be your best bet. You can always enhance your value of the images with vinyl lettering.

Vinyl letters and numbers are quite often used in private articles like laptops, mobiles, bedroom windows, books, watches, pens, etc. if you want to give some letters or numbers on them, the vinyl make it to look just right. Also they are so convenient that they are pre-spaced and pre aligned. It has a self adhesive back which makes it all the more expedient. One another place is your mirror. If you want to say something to yourself everyday and make you feel good, why don’t you get some vinyl letters to make it a reality. It certainly would spirit you up as well as give your room a bright look. In short, all of us have to admit that, vinyl letters are a great choice to embellish your much loved spaces!

Studio Apartments – live with style, luxury and comfort

Studio apartments in India have received an enormous response from varied class of professionals looking for an affordable accommodation. A studio apartment is a small apartment which consisting living area, kitchen and bedroom into a single room. It is also known as studio flat or efficiency apartment. Studios must be arranged for sleeping, eating and dining areas; only the bathroom will be separate in it. These apartments are usually built in 300 to 550 square feet area and it has lower rents.
Why Studio Apartment Are Becoming famous now a days?

The concept has become so much popular these days in India. Such an apartment comprises of one Bed room, Pantry, toilet and living area in one large room. Today, the Indian real estate builders are focusing more on studio apartment along with other residential apartments and villas. The main concern behind building the studio apartment is the ongoing investment pattern of Indian market. Earlier people used to invest in gold primarily and property was the second option. But as the investment pattern is changing so is the living standard of Indians. Now a days everyone wants at least a comfortable home to live in at an affordable price.

How Studio Apartments attract visitors/travelers?

For the investors, studio apartment is the best option. In India, studio apartments are available at a lower price in comparison to the starred hotel tariffs. So, they are preferred for residential purpose by the corporate travelers, Emigrants and NRIs

Studio apartments generate an excellent amount of income to the owner in the form of rent, as it is a preferred residence of foreign travelers, bachelors and NRIs. As the population in metros is increasing day by day, it has boosted the residential real estate sector. Most of the people are employed in MNCs at good salaries, are willing to have an affordable accommodation at a location nearby their workplace. In such cases, studio apartments are providing a smart and sustainable housing solution with low maintenance charges. Studio apartments are ideal for nuclear families and singlehood’s as it is an affordable habitation for living in metros for 2-3 years. Not only in metros but at tourist places too, the demand for studio apartments is at hype, especially at places where travel is associated with spirituality.


Collapse of building especially in the developing countries has been a great concern to Governments, Professional Bodies, Built Environment, Individuals and so on.

Collapse of buildings is not so rampant or common in developed countries but it is so astronomical in developing countries that it is said if building construction is started in a developing country and does not collapse, it may be due to the act of God

The consequences of building collapse are too enormous for the Society to bear. One of the consequences is the economic and capital loss as the huge amount invested on the structure is wasted

Another consequence of building collapse is the damage to the environment as the poisonous combination of gases will pollute the environment. Yet another disaster of building collapse is the injuries caused to the construction workers, which may lead to permanent injury and sometimes to deaths.

What is the way out of minimizing or avoiding building collapse? Below are the steps to take to avoid or reduce building collapse


Land surveying is an important part of the design and construction of building. Land surveying is done by land surveyors. Land surveyors provide adequate and vital information on the plot/ parcels/areas of land for the purpose of land acquisition, development and documentation purposes.


Soil is the substance on the surface of the earth in which plants grow. One of the uses of soil is for building purposes and this is where the building structure stands from one room apartment, mini flat to the highest skyscrapers

Engage a Geotechnical Engineer to carry out comprehensive soil tests to determine the quality and strength of the soil.


Building plan is the pictorial picture of your proposed building on paper. It shows all the hidden details of the building including the dimensions of space

Engage the service of a qualified Architect to design the proposed building. The basic function of an Architect is to manage the space. The Architect works closely with the client in making preliminary drawing and design the building project. He heads the design team and co-ordinates the work of the other consultants.


The structural Engineer is concerned with the structural stability of the building. He provides details and specifications on material, size and weight for building structural elements. The structural Engineer also ensures that the building satisfies statutory requirements.

Due to economic reasons and other related factors, many builders do not engage the services of a qualified Structural Engineer and this singular factor contributes to the majority of the building collapse.


In order to avoid building collapse there is need to engage the service of other building and construction professional like the Building Service Engineers, The Planners, Accountants, Lawyers and Financiers among others


Before you commence the construction of the proposed building, secure approved plans together with all structural details from all relevant regulatory authorities


Produce and provide good construction materials like cement, steel, stones, blocks and so on with the approval of the Structural Engineer


Engage the services of registered builders. The registered builder will manage and supervise the actual stages of the building and he ensures that each stage is constructed according to the approval building plan.

The list of the Registered Builder could be obtained from the Register of Council of Builders of Nigeria.


One of the major factors that contribute to the collapse of the building is the content of the concrete mix. Some unqualified builders cut corners on this by not applying the relevant materials mixing ratios. Ensure that the ratio of the concrete mix is approved by the Structural Engineer.


Ensure that the electrical and mechanical systems are designed by the building service Engineers in accordance with the approved Building Plan and in conjunction with the Structural Engineers.


Ensure that the design and the construction team supervise the project up to the roof level.


In conclusion, one may ask the question why a fifty – hundred (50 – 100) storey building do not collapse, yet a ten storey building collapse during and after construction.? The answer is that the builders of the collapse buildings do not follow to the letters the steps listed above-hence the collapse of the structures. Do not economize, engage the services of various building professionals to avoid building collapse so as to save costs and also human lives.













Steps To Take To Limit Frauds In Real Estate Business

According to Wikipedia, the Online Internet Dictionary, fraud is defined” As deception deliberately practiced to secure unfair or unlawful gain.” In legal term, fraud can be either civil or criminal.

Fraud can also be explained “As when trickery is used to gain dishonest advantage which is often financial over another person”.

The main words that are used to describe fraud are scam, con, swindle, extortion, sham, double cross, hoax, cheat, trick and so on.

As fraud is not limited to Real Estate Business alone but cuts across all spheres of businesses, it is the duty of Real estate practitioners to be careful when dealing with the clients.

Below are the steps to take to limit scam or fraud in Real Estate Business:

Before you conclude or seal a contract on a property, do your own independent investigation or search on the property. This could be done within the environment, with the neigbours and also with those who had bought properties within the areas. Find out the history or origin of the property owners and what the reasons for the change of ownership are if the property is on the secondary market.

Embark on a thorough evaluation of the property you want to purchase. For example, if you realize that the property costs 100 million or more, but the vendors want you to pay between 70 and 80 millions, it is in your best interest to engage independent estate surveyors to value the property for you before you part with your money. You may also do search on similar properties within the area to have an idea about the range of prices.

Documentation is important in Real Estate. It is advisable that you do a thorough and comprehensive search on the documents with relevant authorities on the property. If you do this right, this step will reveal to you the extent of frauds in the property you intent to buy.

Taking of possession of the land or the property is another vital step in limiting fraud in Real Estate. In the process of taking possession of the property this will reveal several problems about the property and the actions to take.

Time delay is another important tool one can use to detect fraud or scam in Real Estate. For instance, if a property is bought and you deliberately delay construction or development of the property, the problems associated with the property will surface by the time you embark on its development as the original owners may attempt to take possession simultaneously.

Involvement of various professionals in the purchase and development of the property from the initial stage to the roof stage  will reduce fraud to the barest minimum.

The various professionals like the Estate Agents, Estate Surveyors, Lawyers,  Architects and others with their experiences will detect any fraud or scam in the property in the course of their assignments.

The usage of Bank facilities for transactions on the land or property will also reduce fraud to barest minimum. This is possible if you use cheque for the transactions, this will be documented for future references if need be.

In conclusion; the statement “Buyers Be Aware” that is applicable to all business transactions is equally applicable to Real Estate Business. Therefore take extra precautions when dealing with property matters.

What Causes Or Helps Frauds To Flourish In Real Estate Business

Fraud can be defined as “Wrongful or Criminal deception intended to result in financial or personal gain” Fraud is also a type of criminal action `explained  “As abuse of position or false representation or prejudicing someone’s right for personal gain”.

Fraud can be committed by individual or business. Frauds are not limited to Real Estate Business alone but also cut across all strata of businesses. Fraud is common in the buying and selling of property including Real Estate.

It is the duty of an intending property buyer to be careful in order to avoid being swindled.

Below are what causes or helps frauds to flourish in Real Estate Business.

Greed is one of the causes that helps fraud to flourish. If you do not control your greediness, you are likely to lose money in such transactions. If a property is N20 million in a particular area and you are offered N10 million, if you accept this offer without diligent search, this may lead to capital loss. LOADING OR TOPPING
Loading or topping of prices on properties is another factor that helps fraud to flourish in real estate. If for instance, the landlord instructs an Agent to sell property say for N10 million if the agent adds about N5 million to this, making a total  of N15 million, the action of the Agent has in a way contributed to fraud as the buyer is not aware that the price has been loaded with N5 million.

If a practitioner in Real Estate Business does not possess adequate training in Real Estate Business, he is likely to make mistakes in finance and investment, this may contribute to fraud. This particular fraud happens among Co-operative Societies or half baked Agents who did not have formal training in Real Estate business but engages and practice  it.


Negligence on the part of Real Estate Practitioner may also contribute to the fraud in Real Estate Business. Negligence can occur in many forms like backdating of receipts, forging of documents and non filling of appropriate documents with relevant authorities. The act of negligence may be done intentionally or otherwise, whatever way it is done, it is likely to contribute to fraud in Real Estate Business.


Impersonation is another factor that contributes to fraud in Real Estate Business. This usually occurs when a group of persons present themselves as Executives, Principal members of the family or letting agents and execute the contract illegally. Another way that impersonation may occur is to interchange the photographs and signatories in the original documents and affix them into the fake document for the purpose of carrying out the illegal transactions.

HOW TO MAKE MONEY IN REAL ESTATE BUSINESS – Become a Millionaire by engaging in Real Estate Business

My name is Olabisi Ojomo and a Real Estate Practitioner . A family and community land Coordinator of over two decades where I learnt the secrets of Real Estate Business (Properties and land matters). I am at present the MD/CEO of Josilab Properties and Investment Company, Lagos State.

Have you ever wondered why many people succeeded and seized the opportunities available to them, hence made millions in a particular trade while many struggle to survive or continue to live their life in poverty?”
The basic reasons are access to basic information and taking relevant actions on the information at the appropriate time. The above reasons also apply to the Real Estate Business as many do not realize the opportunities available in Real Estate Business.

Real Estate is explained   as “ Property in form of land, building and houses rather than possessions like cars. clothes and other tangible items .”
If you search the portfolio of any rich man, Real Estate must be one of them. Real Estate is next to food. This explains why every young or old strive to have a shelter no matter how small over his or her head and this will continue till eternity.
Many have the impression that it is the rich and wealthy men and women that invest in Real Estate Business. This is far from the truth. This is why peasant traders (men and women) put up at least six rooms bungalow while top company executives were unable to do so. Unlike the general believe you do not need huge capital to make money in Real Estate business – what you need is relevant information, practical and useful knowledge and burning desire to take actions.

If you do not know, there are 17 million house defects in Nigeria, and it will need about 60 Billion Naira to address this problem. The question you should ask your self is how do you position yourself to share in this Real Estate business especially housing which will continue to attract investment?

    Do you know you can invest one million in a choice place and within a year the land could be appreciated to 3 millions?
    Do you know if you cannot afford to make an outright purchase of a plot of land/houses you can take an investment plan, make an initial deposit, and make monthly installment payment?
    Do you know that before you finish your monthly payment, the property is appreciating hence your capital gains?
    Do you know smart and wise investors make money when they invest in assets as the assets will continue to appreciate while they go to sleep?
    Do you know there is a level playing ground in Real Estate as you can decide to be a high or low-level investor?

In Real Estate Investment, slow and steady accomplished the goals of making money in real estate. It is uncommon for you to have experienced or come across person that bought parcel/parcels of land or houses at a very cheap price, built on it or held it for several years without realizing that the cost of the land or the house are appreciating in value. It is when he decides to sell the parcel of land or the property that he realizes that the little investment of yester years has appreciated into a bumper harvest.

If you are ready to seize the opportunity in real estate business, this manual is a best buy for you.
In the manual;
You will discover the advantages of engaging in Real Estate Business over other businesses.
The disadvantages of engaging in Real Estate business. Just like in other business. Care must be taken when dealing in Real Estate business.
With this, you will be able to know which type of Real Estate business to invest on and which to avoid.

•    Classification of Real Estate professionals and how to relate with them.
•    Discover different ways of making money in Real Estate business.
•    Ten (10) ways that can be used to promote the Real Estate business for maximum gain.
•    Find out the affiliate marketing opportunities in Real Estate business.
•    Marketing strategies that will promote affiliate marketing programmes.
•    Discover the different types of Real Estate Investment you can invest on and make huge profit
•    Know the reasons for documentation in Real Estate Business.
•    Discover types of documents in Real Estate business and their uses.
•    Types of frauds in Real Estate business.
•    Causes of frauds in Real Estate Business.
•    Steps to take to limit frauds in Real Estate Business.
•    How to put a team of professionals together to make you succeed.
•    How to make money in Real Estate Business starting with nothing.
•    How to engage in Real Estate Business part time or full time.

•    The manual will reveal to you how to deal and relate with various professionals within the Real Estate Business.

•    The manual will reveal to you how to avoid and deal with various risks in Real Estate Business.
The bonus that is included in the manual are:
    Factors that will make you succeed and to make money in Real Estate Business.
    Since marketing is important and relevant to Real Estate Business, the means by which Real Estate market could be done is listed in the manual.
    Real Estate is basically networking, means and the how of Real Estate marketing is listed in the manual.
    Places where to find genuine Real Estate deals are listed in the manual.

Before you rush to the Bank to pay for the manual, I want you to put your mind at rest as I am taking the entire risk on my head. The manual comes with no question, queries and you have ninety days to go through the manual and if you genuinely believe that the manual does not worth the amount nor satisfies you, you are free to request for your money and will be handed over to you with thanks from me.
The only reason I give this solid money back guarantee is that I am sure you will not ask for refund as the manual will contribute to your up liftment in life and let you become wealthy within reasonable time in Real Estate business.
My dear reader, I want to remind you once again that you do not need a huge capital to make money in real estate business. The acquisition and application of relevant knowledge is the key to any business and this also applicable to Real Estate Business.
You may be wondering what will be the prize of the manual.
It is my intension to make it available to as many people as possible. Therefore, the prize of the manual has been heavily reduced for the reason stated above. It will not be sold at N15,000.00, N10,000.00, N7,000.00 and not even N5,000.00. N2,500.00 seems to be avoidable enough considering the contents of this life changing manual. If I were you, I will rush to the Bank to make the N2,500.00 (Introductory prize) to the Bank as the amount may go up soonest.

The Bank details are
Name of Bank:        Guaranty Trust Bank (GTB)
Account Number:        001 571 4023
Account Name:        Josilab Nigeria Limited

Please note the manual is limited in supply and you will receive it on first come, first serve basis. After they have been exhausted there won’t be any more available.
After payment, send the payment particulars through your phone to:  080 9582 8398.

i)    Your Full Name
ii)    Your E-mail
iii)    Your location
iv)    Amount paid
v)    Name of Bank/Bank Branch
vi)    Date of payment

After confirmation of the payment, the e-book will be sent to you within 48hours via your e-mail. Please note that e book comes down in downloadable format. After your order has been received and confirmed, a link will be sent to your e-mail by which you can download the manual.

Dear Reader, knowledge is power, without adequate knowledge, your life may be standstill. Once, you order this manual, you will be in position to decide on which aspect of Real Estate business is best suited for you to make huge income. Without the knowledge you will acquire from this manual, you may just be wasting your time and money in search of other opportunities that are not real.

Remember also the difference between those who will end the 2014 happily and be millionaires and those who will end it in abject poverty is the ability to search for opportunities and knowledge and take actions on them.

This is one opportunity in Real Estate Business as solutions to make money in Real Estate within reasonable period can be found in this manual.

Custom Banners Allow Great Flexibility in Promoting Your Products

Custom Banners are considered as one of the best effective methods to communicate with the potential customers. What favors it most is its inexpensiveness. Because of this beneficial feature of the banners, even a small scale business owner can find a place in the marketing world successfully. Another good thing about the banners is that they are customizable. Because of this feature, an advertiser can have a lot of freedom in his creativity. Whatever needed to be included and promoted in your advertisement is your decision and can be easily designed and customized when you choose for custom banners as your marketing tool.

Customize Your Banner For Printing

It is easy to customize your banners as banner printing allows a lot of flexibility. It is pretty sure that you have endless ideas and plans when you go for advertising your product. An ad agency may give you a professional looking ad; however, it would be more rewarding when you take the complete charge of your own project. And it is possible only if you have the flexibility in ad making. Here, the custom banners come to your rescue. It is just you design and develop your ad copy and hand it over to a banner maker, you get the final product which is the one you exactly wanted for your advertising campaign, is not that encouraging enough for you? Here, you have the freedom of selecting not only the designs but the size and styles too. So considering custom banner printing for your advertising campaign will let you to have quick results.

The Inexpensiveness Of Custom Banners

Custom banners not only permits you great freedom in creativity but it also let you to manage your budget too. If you are with a limited budget, you know how hard it is to spend massively on promotional activities. You are already aware that the limitedness of your fund and how much would you able to allot it for promotion of your product. In this case, you want to go for a low-cost means to promote your business and here custom banners help you genuinely as they are very easy on the pocket.

Easy Promotion Of Your Product Anywhere You Want

This is one another great plus point when you choose for Lowest price custom banners for your promotional campaign. You can use them easily anywhere you want. Certainly, you know which areas are going to be strategic helpful for you. You can get these custom banners ready and can be placed in the crowded places. You have the options of hanging your banners and can be placed safely with the help of banner stands. Also they ensure a great deal of durability which let your advertisement to stay in the outdoor for a long period of time.

These are some of the remarkable benefits when you pick out custom banners for promoting your product. They give the best result in terms of utility, flexibility, durability, inexpensiveness, and attractiveness.


The purpose of market research is to gather and analyze information on a market in order to develop market intelligence. With market intelligence, you would be able to determine market opportunities to pursue them.

To learn about the real estate market, you need to read property magazines like “Property Edge” and property classifieds. Also follow the news because events in the polity and and the economy significantly influence the real estate market. Local estate surveyors are invaluable because they know a lot about the properties in an area: when it was sold, price it was sold for, who bought, etc. in Nigeria we are very data in real estate. When someone buys a property for 100 million, (s) he will quote 10 million as the purchase price to reduce the tax payable on that transaction.

What to look for

Price and rent

Get familiar with property price and rents, the types of properties on sale, and locations and also accessibility and facilities that are around these factors affecting pricing and rent.

Identify price and rent patterns: see which areas have similar property prices and rents. Also trace price rental value growth over time and the differentials in growth rate. For example, if you are researching the Lagos market, you would want to know the level of growth rates you get on the Mainland compared to what obtains on the Island, there are sub areas achieves higher returns. Even within the Maniland or Island to see which would exhibit different growth rates. There is a class of properties called ‘national properties’: These properties have superior characteristics different from the characteristics of other properties in their immediate environment. An example is the malls. Ikeja City mall which my firm and ‘Broll’ are now letting command rents similar to what we have at the Palms.

The increase in property values over time, which is reflected in increase in price, is called capital growth. In Nigeria, property price usually grows faster than rent, and investor consider capital growth over rent because most times the rent does not justify the property price. However sometimes you get lucky, and capital growth.

Note that there is usually a difference between the advertised price of a property and the price that it can be negotiated down to. Also note that there is a difference between open market values tells you the price you must not go above. If you go above that you are only buying a property without any compulsion, where both the buyer and the seller have an understanding of market. Forced sale value is the price someone under pressure from an obligation, or immediate need for liquidity would sell for.


Financing helps you buy a property that you ordinarily may not have been able to afford if you were to only use your saving; and help you leverage your funds. I.e. with only N300, 000. You can make an investment of N1, 000,000. You would want to know what forms of financing are available and what the requirement are. As per requirements, you should research equity contribution, maximum loan available, loan tenor, repayment options, fess, affordability, etc., and where you can get the best loan available. For example, if you buy into properties that are funded by Federal Mortgage Banks, you would get an interest rate as low as 6% on a term of up to 10 – 15years depending on your age.

Marketing segments

The real estate market has different segments. The obvious ones are the commercial, industrial, agricultural and residential segments. And these segments are interwoven. For example, the happening in the industrial segment can be used to predict what will happen in the residential sector. Workers in new factories will needs residential apartment and recreational facilities, event halls for parties, and more petrol stations.

The current trend in the commercial sector is towards malls and plazas. And opens up opportunities in entertainment, because people coming to the mall would also want go to the cinema.

Government activities and development

Government activities in area significantly affect of prices and rents.

The free trade zone and proposed airport in the Lekki-Ajah axis is bringing so many developments to the area. And along Abuja airport road, many developers are buying land along the road in order to take position before the completion of the road expansion.

The way to get the most value in real estate is to have the first movers’ advantage: move in before many people see the value and prices begin to reflect the new value. Slow movers will only benefit from the remnants.

You would want to know government attitude towards real estate. If the government of a state is interested in real estate, it would build infrastructure to open up areas and also develop its own estates.

The Lagos-Badagry express is a very good example.

Unique Development

In built areas land supply is fixed while demand keeps rising. This reality throws up exceptional opportunities because these properties create a kind monopoly.

Consider the 1004 estate in Victoria Island. You cannot have another 1004 estate in Victoria Island because VI is fully built up. A similar development is Tejuosho market in yaba; the only way to create another Tejuosho is to demolish houses.

These unique properties fall into a class of their own. And you want to know about such properties with increasing demand and fixed supply.

The national and global Economy

Real estate market is part of the larger market and it is affected by the national and global economy. Market activities and capital growth are affected by GDP, liquidity, interest rate, etc.

When the economy is improving; GDP is rising, inflation is put in check, and the industrial capacity is increasing etc, there would definitely be demand for industrial properties.

The continuing liquidity squeeze in the banking industry which makes banks unable to give out loan has reduced the market size to only those who have cash and do not need loans. Now the market is what you call “the buyer’s market’ where the buyer dictates the price.

Trends in the international market should also be watched because our market has a way of mimicking what happens outside. An example is the development of malls.

Real estate market norms

You would need to learn real estate market norms and language. Get familiars with the language of the business, and the way properties are described. Also learn about transaction processes, transaction cost, price negotiation, rent payments, etc.

Each market has its peculiarities. In Nigeria rents are usually paid in up to 2 or 3 years advance, but in South Africa, rents are paid weekly; letting and agency fee in Nigeria is 10%; when letting, it is landlord who prepares the legal agreement, but in sales it’s the buyer’s lawyer who prepare the legal agreement and other sales documents.

Dad Leaves Daughters $27 million inheritance

A very wealthy New York landlord has left $27 million dollars for his two daughters IF they follow his 'bucket list'.

Real estate millionaire Maurice Laboz who died earlier this year at 77 has left his two daughters, Marlena, 21 & Victoria 17, $13 million dollars each if they follow the below rules..

1. Marlena will get $687,000 for getting married as long as her husband signs a a sworn statement promising to keep his hands off the cash.

2. If Marlena graduates from an accredited university, she will receive $1 million dollars.. however only after she writes 100 words or less describing what she intends to do with it.

3. The girls are guaranteed an annual payout of three times the income listed on their personal federal tax return.

4. If the daughters have kids and don't work outside the house they will give them each 3 percent of the value of their trust every January 1. However the money will only flow if the 'child is born in wedlock.'

5. The girls could also earn the same amount for being a 'caregiver' to their mother, Ewa Laboz, 58. Ewa was in the middle of divorcing with Maurice at the time and received nothing in the will.

Estate lawyer Jeffrey Barr says 'It's a way to control things from the grave ... You don't see a lot of it, but it happens. People do it because they think it's good for the children."

Maurice Laboz signed the will in April of 2014, just nine months before he died, leaving behind a $50 million dollar fortune.

Free Stuffs: Best Gift For No Money

You might be completely aware about the increasing expenses in the present market. This might naturally affect your monthly income with the passage of time and you will start facing lots of difficulties in the right manner without any issues. There are many people trying to get hold of products that are required in your daily life by surfing on the internet. There are indeed many companies giving out free stuffs and also many products at reduction rate in the right manner. This is mainly considered as one of the marketing tricks that are applied by the companies in order to sell the products. It is true that these products might be really expensive wherein people might be facing difficulties in order to buy these products in the best possible way especially in the present world.

It is true that you must be really willing to give lots of time in front of the computer by surfing on the internet as there are many providers giving out the products in the best possible deal which you cannot even imagine till now. Also you will have to wait for certain time period in order to get your sample products shipped to your door steps as these manufacturers might be getting huge number of orders in the present time without any set backs. There are many websites on internet that are working as the forum wherein you can definitely advertise the requirement in the best possible manner without any issues. You are given the freedom to advertise the products which you are willing to give out for free provided it should still remain in the working condition without any issues.

There are millions of people depending on these products in order to move on with the livelihood in the right manner in the easiest way without any issues. It is natural that there could be many things which you can make use of in the present world as well as you will be having many products which poses no use to your activities. These products might be occupying the corner of your house thereby filling the spaces for no reasons. You should definitely help out the people in the correct manner at least in the form of charity as there are many opportunities available in front of you.

Some Useful Tips to Create Effective Church Banners

Are you planning to create church banners to decorate your church compound? If you intended to do so, knowing more about how to create some attractive banners and its effectiveness will be an added advantage. Church is always a place where several people gather and communicate with each other. A lot of activity takes place and they all require a great deal of attention from public. And to gain that publicity some means of advertisement is necessary and here nothing can be more useful than church banners! As it is a community gathering, several things need to be conveyed to its members time to time. This situation makes the banners so endearing among worshipers around the globe. Well, let’s go through some clues regarding banner making so that we can make it more beneficial to its users.

Church Banners For Announcement And Celebrations

For churches, banners are mostly used for announcements. Church banners are really very popular among worshipers because they rely hugely on these banners for information on different occasions which would take place periodically in the church. This is the most viable means of communication for parishioners because it directly and authentically conveys its message. If you are parishioner, choosing for vinyl church banners is the best option because vinyl material allows a lot of facility to you. They are certainly a strong material which can be hanged outside in the church compound for the view of worshipers. Banners are not only used for announcements. It can be used for some celebration too. When it Christmas time, you can always make some beautiful Christmas banners to decorate the church compound and you can hang them in your yard too to create that festive feel. When it comes to church banners, there are many uses. They can be used as the banner which carries Bible Verses and spread the messages to glory the name of god.

Designing Your Banners

Designing a church banner needs a little bit resourcefulness. Nonetheless, a worshiper knows which is best for a church banner. Picking up the right images and message is certainly your responsibility; however, getting it printed on to a glossy vinyl material is the job of printers. You can have anything on your banner. You may just need to inform the banner maker about your plans. You can design your banner at your computer and hand it over to the banner maker; they will print it for you. Therefore, your task becomes pretty easy for you. You can mix and match all the shades and graphics in your own computer and can find out which is going to be the best looking one. After all, this is your job to make the things better and attractive. Designing your banner should be a careful job because selecting the background, images, messages—all contribute greatly. If you are intended to make a church banner, make it gracefully so that you can make sure that many people watch it and after all that is what actually you look for!

A bunch of OOH advertising ideas!

Outdoor Advertising industry is currently booming. Brand owners are heavily spending in OOH domain.  Brand promotion through OOH media is accelerating at a high pace. For those who are not much aware about the various OOH Advertising tactics, a bunch of outdoor advertising ideas are shared through this Article. Take a look and get, set and let your brand go outdoors.

Idea number 1- While driving from home to office or vice versa, you come across many outdoor advertising displays- at the crossroads, at the traffic points, through the adjacent billboards to the flyovers etc. Some of the ads strike your attention while some don’t. Well, evaluate why and how some ads grasped your attention then and there. Is it the way the advertiser has displayed the brand message, is it the media vehicle used for the campaign, or is it because the ad is displayed at a commuting friendly site? Any of the above reasons or an amalgamation of all of these reasons is more than an idea to promote your brand through OOH media.

Idea number 2- Learning is never boring. Learn from what your competitors do. You don’t need to copy their ideas or techniques of brand advertising through OOH (Outdoor advertising) media. But you can of course learn them, refine or redefine them in your own manner. Remember, there isn’t any ‘plagiarism’ of ideas in brand advertising. It may happen that your competitor has the same advertising idea about his brand; you just need to present your brand message in a more enticing manner to attract your customers. It’s as simple as that.

Idea number 3- Impersonate your brand.  Brand advertising is not a child’s game. A cute girl loves talking with her lifeless Barbie doll and that’s sweet indeed. But in brand advertising it’s a different cup of tea. You need to impersonate your brand in a livelier way so that customers find it something interesting and interactive. By and by, the product message should have an abrupt effect on customers with a ‘take me home’ note as the sine qua non.

Tags: Advertising, Outdoor Advertising, Airport Advertising, Outdoor Advertising in Delhi, Advertising India, Advertising in Delhi, Advertising in Mumbai, Advertising in Bangalore, OOH Advertising, Out of home advertising (ooh advertising India), DLF Mall Advertising, Mall Advertising in India, TDI India

Win a $40 Gift Card to Parnassus

What: $40 Parnassus Gift Card
How to register: Today through noon on Tuesday, May 24
Where to enter: 19th Avenue Entrance Front Desk
When: USN Night at 6:00pm
Why: Support USNA
Who: Students, Parents, Faculty, USN Family Members

Enter the USNA drawing to win a $40 Parnassus Gift Card from now until noon on May 24. Simply stop in the 19th Avenue Lobby to neatly write your name on the slip of paper provided and drop it in the “Parnassus Bag.”  The drawing for the $40 Parnassus Gift Card will be held at Parnassus at 6:00 pm on May 24 during USN Night at Parnassus.  You must be present to win.  One entry per person.  We will keep drawing until we find a winner.

While waiting to see if you won, you can shop for summer reading books, your USN Reads Books, summer beach reads, or just enjoy the remodeled and newly expanded store and selection.

Hope to see you at USN Night at Parnassus, May 24, 5:30-7:30.
Reminder: 20% of all cash register proceeds during that time go to USN.

Supertech Eco Village 3 Available On Economy Price Apartment

Supertech Limited has always been a desirable developer amongst a long list of A category developers in India. The developer’s name is an assurance that the end result will be as promised by the developer during the time of booking.

Supertech limited commits to deliver the finest of possible quality to its customers as it has a number of choices which it can make to deliver the best of the realty spaces to its customers. The developer has been in the business of developing fine living spaces for its customers from more than 25 years of time and now the developer is thinking of expanding its branches. Till time the developer was serving the realty needs of the north Indian customers, but, now it has started to expand its operations to Southern India too.

For this it has chosen the Silicon Valley as the site of its first project in south India. The developer has got extreme potential to become popular in this part of the nation too as it always delivers its promises in time, the examples are the numerous projects in cities like Meerut, Ghaziabad, Noida & Delhi.

The developer has this far tried and developed around 33 million square feet of completed assets and it is still working on 75 million sq ft of land which are in different phases of construction. Still, this far the developer’s best project remains to be Eco Village 3 which is one of its kind economy residential housing chains.

The best of the projects under the Eco village legacy are Eco Village 2 and Supertech Eco Village 3. There is yet another project which is being constructed under the name Eco Village, it will be the fourth instalment of the Eco Village legacy.

This far the best of eco Village projects which have been launched by the developer remains Eco Village 3 Noida, as it contains almost all types of quality services and facilities that a residential realty customer can ever ask for. Plus, the project also comprises of low rise as well as high rise apartments.

Supertech Eco Village 3 Noida Extension will have a swimming pool, a spa, sauna, a gym, a club house, landscaped lawns, etc. which will give this place an added advantage over many other economy residences in the nation. The developer is and will remain one of the top constructors of luxury realty estate. So, don’t wait, just go ahead and book your dream home.

Perfect House Within The Given Time

There are many people actually moving on with the intention of shifting their residential home with the passage of time. There could be many reasons behind the decision by the people as most of the people might be thinking about moving to a residential area leaving the hear t of the city as you might require peace with the passage of time. Also you might be moving with your family as your kids might be in the growing age wherein unwanted influences can be definitely avoided with the help of the new living area. It is almost sure that you will not be able to get hold of a new house with all the required facilities if you move on with the task and considering these factors you should try to get hold of a well reputed real estate firm who could definitely assist you with the needs.
There are many firms in the city and you should make sure to get hold of a reputed one in order to get the best result within your limitations. You should try getting hold of the professional in the firm and must make a point to discuss about your requirements along with the amount you are willing to spend for the purpose and definitely your requirements could be matched with many entries already present in the database of the firm with respect to the property for rent Carlisle.  It is natural that you might be looking for a private car parking area if you are having your car with you and considering these facts you must be really prepared to get hold of the charge as the amount varies with the increasing requirements.

You can even enquire to your friends and family members in order to get hold of the best firm in the city that could help you to the core with the best customer service as you might be having certain intentions wherein you might be planning to shift along with your family to the new location without any issues. In case if you are planning to let your property for rent you could even contact these firms as they will definitely help you with fixing the amount after moving with the procedures for property evaluation with the passage of time.

Delhi & Mumbai, two hubs of OOH Advertising in India!

Digital revolution has created a landmark in outdoor advertising practices in the country at large due to which contemporary OOH Ads have observed a more glitzy look with a touch of class. Modern OOH tools are also flexible. Hence, advertisers can sit back in their offices and make required changes in their content or even edit/change the graphical designs etc. Time and effort saving, modern OOH advertising tools are effective means to promote a service, product or even an event. In the following paragraphs, let us have a look at some trends of OOH Advertising in Delhi and Mumbai, which are otherwise known as the hubs of Outdoor Advertising in India.

Delhi and Mumbai, these two bustling Indian cities have been commonly known as the two hubs of Outdoor Advertising in India. Outdoor Advertising in Mumbai as well as Outdoor Advertising in Delhi are both almost synonymous with the introduction of this advertising media in the country. The presence of film city in Mumbai is an added benefit for OOH Advertisers in the country thereby providing brand owners exclusive promotion solutions through this media. Delhi, the capital city of India is also a renowned hub for OOH advertising especially with the various business headquarters in the city.

Outdoor Advertising trends have changed over the years. Brand new tools of OOH advertising have replaced conventional ones. Modern Outdoor Ad campaigns are launched through richer and interactive channels.  It’s an age of digital signages, billboards and kiosks. Ordinary billboards and kiosks are out, digitalized tools are in. Delhi and Mumbai are two hubs where brand new OOH tools of advertising are used to promote brands. Digital media rules the roost when it comes to deploying out of home promotion campaigns in these two cities. There are many key players in OOH domain in Delhi as well as in Mumbai. Brand advertising through OOH media has infact become a full-fledged business activity for various outdoor advertisers in Delhi, Mumbai and other Indian cities.

Outdoor Banners Provide the Maximum Advantage of Viewership

Outdoor banners stand huge when it comes to helping publicity campaign of a business establishment or events organized by a social group. Probably, outdoor banners provide the maximum benefit of viewership and publicity with a minimum budget. This is the reason many business units and organizations opt for outdoor banners. In addition, the options are galore—you have the freedom to experiment with your own advertising weapon as you can customize them with the help of digital technology. What are pluses and positives when you choose for the outdoor banners largely for your advertisement campaign?

Stable and Longer Viewership with Outdoor Banners

This is one thing you cannot expect from any other advertising medium. When you choose for the outdoor banners, you have a constant medium for advertising that serve you 24x7. Placing them in a busy corner of the street or any other place where you targeted audience frequent is an astute idea. They are going to serve a greater purpose.


Here, once you opt for outdoor banner advertising campaign, you have the absolute freedom to customize your banners as per your requirement. Digital print technology has progressed to such a level where nothing is left for your imagination. You can have anything and everything. You can design them alter them, include and exclude, mix and match—in short, you can utilize your own creativity in order to fulfill your dreams! Here you have the liberty to select, choose and imply—nothing is going to come on your way!

Easy Availability of Outdoor Banners Material

Vinyl is the word when you want to make outdoor banners because the vinyl outdoor banners allow you to have a long term presence in the outdoors. They do not get damaged easy as they are very sturdy and robust. Moreover, vinyl is the material that is used so widely these days in many utility. Outdoor banners are made mostly with vinyl material and that gives the best result. Also it is very easy to print your graphics and texts on the vinyl material using digital print technology.

Many Options To Place Your Advertisement

You have a number of options here. You can utilize your outdoor banners prudently. Either you can hang them in busy streets or can place them with the help of a banner stand. Or else the banners can be used be mounted on to walls. All these options are available and you can place your ad wherever you want. It is easy to use. Placing them or removing them is not going to give you any trouble.

Inexpensive Advertising With Outdoor Banners

Cost effectiveness is one thing which we need to reiterate because it matters a lot. If you have a tight budget, then it is not apt going for TV ads or some other electronic media advertisements and moreover if you are small scale regional business unit only, then outdoor banners are the best bet. And at the same time, a bigger business unit too can utilize the same as again it is inexpensive. They can have the benefit of outdoor banners anytime.

Ruling Party Encountered Heavy Criticisms Over Charges Against Rights Activists and Oppositions

Ny Chakrya, center, former ADHOC and a National Election Committee member who worked at the organization, sits in a car and is transported back to an Anti-Corruption Unit, ACU, after a short appearance at Phnom Penh Municipal Court, in Phnom Penh, Cambodia, Saturday, April 30, 2016. Cambodian authorities arrested five human rights workers last Friday on accusations they tried to help cover up a woman's affair with the deputy leader of the opposition Cambodia National Rescue Party. The action is the latest in a series by Prime Minister Hun Sen's government putting legal pressure on its critics and political opponents. (AP Photo/Heng Sinith)

Human Rights Watch called on Cambodia’s aid donors and the United Nations to “stand together” against the Hun Sen government’s legal “maneuvers.”

The government of Cambodian Prime Minister Hun Sen sustained a barrage of criticism following the imprisonment this week of four human rights workers and a member of the National Election Committee (NEC), in a case widely seen as politically motivated.

Human Rights Watch called on Cambodia’s aid donors and the United Nations to “stand together” against the Hun Sen government’s legal “maneuvers,” which it said were intended to “intimidate and clamp down on Cambodia’s courageous human rights advocates.”

“No one should mistake these prosecutions for anything other than Prime Minister Hun Sen’s effort to undo decades of work by Cambodian groups and the UN,” Brad Adams, Asia director for Human Rights Watch, said in a statement on Tuesday.

On Monday, the Phnom Penh Municipal Court detained ahead of trial four staff members - Nay Vanda, Ny Sokha, Yi Soksan, and Lim Mony - of the respected local rights group Adhoc, as well as Ny Chakrya, deputy secretary-general of the NEC.

UN human rights monitor Soen Sally was also charged in absentia, but is currently under the protection of the UN in Cambodia.

All six were accused of bribery by government investigators who are spearheading an unprecedented probe into an alleged extra-marital affair involving Kem Sokha, the deputy leader of the opposition Cambodia National Rescue Party (CNRP). The probe was launched following the release of Kem Sokha’s private phone conversations, which were apparently electronically tapped.

UN spokesman in New York Farhan Haq told VOA Khmer this week that the charges against Soen Sally of the UN’s High Commissioner for Human Rights office, has been raised with the government.

“We have informed the Government that Mr. Soen Sally is a UN official and that the issue concerns the performance of his official functions for the Office of the High Commissioner for Human Rights in Cambodia.”

“The Government was informed that, accordingly, Mr. Soen Sally was immune from legal process in respect of this matter,” he said.

Some observers see comparisons between Kem Sokha’s case and that of former royalist party leader Prince Norodom Ranariddh, who was one of the first people ever charged in 2007 under an adultery law, newly-introduced at the time by the government. The case against Ranariddh also was seen by observers of Cambodian politics as politically motivated.

The investigation of Prince Ranariddh’s relationship with his long-term partner Ouk Phalla, and to whom he is now married, added to the Prince’s legal woes, which forced him to leave the country, and came just ahead of nationwide commune elections in 2007.

Opposition party members and political observers believe the latest round of legal action against the political opposition and government critics is part of a wider effort to silence dissent ahead of commune elections in 2017 and national elections in 2018.

Having maintained an iron grip on power for more than 30 years, Hun Sen’s ruling Cambodian People’s Party (CPP) suffered its greatest electoral defeat at the last national election in 2013, dropping its share of seats in parliament from 90 to 68. The CNRP, led by Sam Rainsy and Kem Sokha, won 26 additional seats to give them a sizeable minority presence of 55 seats to the CPP’s 68.

In recent months, however, legal cases brought by the government have seen Sam Rainsy choose self-imposed exile to avoid arrest, and the arrest and jailing of several members of his party in Cambodia.

In a rare public demonstration of support, members of the Phnom Penh diplomatic corps posted photographs on social media standing alongside leaders of the country’s embattled civil society organizations.

Hun Sen has defended his government’s actions, and warned the international community to stay out of Cambodia’s affairs.

“Foreigners, please do not interfere into Cambodia’s internal affairs,” Hun Sen said in a May speech, during which he also warned critics that there are limits to freedom of expression.

“Cambodia does not interfere in other countries’ internal affairs… please respect the independence, integrity, and sovereignty of Cambodia, don’t disturb at all,” he said.

And for domestic critics, he had this: “Boundaries and freedom you share with others. You violate, and you are responsible before the law. We will take action without any delay to defend the credibility and the dignity of our Cambodian People’s Party and the Royal Government.”

Yong Kim Eng, president of the People’s Center for Development and Peace in Phnom Penh, told listeners of the Hello VOA radio call-in program on Thursday that there would be costs involved for the government – and investment – due to the atmosphere of fear and restrictions on freedom of expression.

Perfect Installation On Time

The technology is advancing which in turn is giving out many things to the world wherein people are really interested in getting hold of the related equipments without any issues. Most of the people are trying to replace most of the electronic equipments with the passage of time but it is true that these equipments are bit complicated when it comes to installation as well as functioning wherein you might require help from a third person if you are not that technically sound with the passage of time.

Most of the people are in fact reluctant to get hold of the new devices as it contains more number of hard wares that needs to be installed correctly in order to use the device properly without any issues. There are many third party firms functioning in the city with the aim of giving out the required services for the people and you could in a way contact one of the most reputed firm with respect to the home theatre installation in Orange city.

These people are actually highly trained with the installation of the devices manufactured by any company and also they will be able to carry on with the task in an easy manner by incorporating the required devices in appropriate corners without facing any kinds of issues with the passage of time. You might definitely get confused on seeing the number of equipments that are used by the set and this can only be carried out correctly by a technical person. Also you might require the space to look neat without giving out any kind of shabby impression with the passage of time due to the presence of the additional equipments.

This can be definitely overcome if you make use of the professional service as they will be having more ideas on mounting the possible devices in all those areas wherein the space is actually limited with the passage of time. You should get hold of the service without getting concerned on the amount you need to pay for the service as it could never be considered as the loss of money even though you are a bit forced to pay good sum at times for the service depending on the facilities that are already present in the building.

Now a days many people are turning too professional for everything from TV Installation in orange county to custom Home Theater Installation. We offer an affordable Home Theater Installation in orange county and the surrounding areas. You should be getting enough details about Home Theater Installation in orange county a prospect to follow up with them instantly and easily.


The Fifth Grade is currently reading The Boy Who Harnessed the Wind, a true story about a young boy in Malawi who builds a windmill out of scraps to provide electricity for his entire village. On March 3, Calvert alumnus Joe Barrazotto ’05 and his mother, Cricket, spent time with the Fifth Grade discussing their many experiences in Malawi. Through photos and storytelling, Joe and Cricket were able to bring the book to life for the students, opening their minds to how different life in Malawi is from their own everyday reality.

Joe had the opportunity to visit Malawi for several weeks during his senior year of high school. He had worked on a project to provide protective mosquito nets to villages where illness caused by mosquitos was prevalent. Joe explained to the students how every item and scrap of food is fully used; a concept that is echoed in The Boy Who Harnessed the Wind. The students also saw pictures and heard accounts from Joe and Cricket about how scarce water is in Malawi and throughout Africa, giving greater meaning and relevance to the annual Fifth Grade Walk for Water.

Cricket gave several examples of how the students could learn from William, the main character in The Boy Who Harnessed the Wind and urged them to be grateful for the many opportunities afforded to them that students like William do not have. She has visited Africa many times as well as part of her work with God’s Economy, an organization she founded with her husband in 2001. The mission of the organization is to serve as a conduit between those who have excess resources and those who have needs, working with partners in Malawi, Kenya, and Liberia.

Through the years, they have assisted with building community centers, providing famine relief supplies, well drilling, and donating aid in the form of blankets, clothing, and bed nets. GE has funded micro-development loans and funded job-skills training programs: chicken farming, a tailoring school, a goat raising project, and a carpentry school. To learn more about the work being done in Malawi, visit

Thanks to Joe and Cricket for taking time to share their knowledge and experiences with our Fifth Grade students and truly bringing the message of the book to life!

Proper Installtion Plays A Great Role While Relaxing

The electronic industry is actually increasing from time to time and considering these factors there are many people interested in getting hold of the latest electronic products available in the market without facing any kinds of issues with the passage of time. It is true that most of the people are actually interested in getting hold of the home theatre as they are able to watch many movies along with the family wherein they are able to get hold of the actual theatre effects. There are many companies manufacturing these products and considering these fact most of the people are interested in replacing their usual television set with the home theatre without facing any kinds of concerns with the passage of time.

The only problem that might be preventing these people are with respect to the installation of all the equipments correctly wherein it also involves the installation of the speakers without putting you in any kinds of troubles with the passage of time. It is true that the aspect is difficult for a common man wherein they might not be able to get hold of the process very easily unless they must be experienced in the process before. There are many firms functioning in the area wherein you should try your level best to get hold of the right service wherein you could move on with the installation of the products in the right way without causing any kinds of confusion with the passage of time. You should give importance to the correct positioning of all the products as you might be required to get the actual effects in the right manner without causing any issues with the passage of time.

You should try to find out an open space wherein you will be able to move on with the actual installation of the products in the right way and considering these facts there are many people helping out with the technicians. Also there might be at times requirement to move on with the rewiring activities as the wiring present in the house might be worn out with the passage of time. This will help you with the perfect home theatre installation in Orange City wherein you could move on with the activity of watching the movies during your leisure time with your family and friends within your comforts at your living space without facing any barriers.

Now a days many people are turning too professional for everything from Plasma TV Installation to custom Home Theater Installation. We offer an affordable Home Theater Installation. You should be getting enough details about Home Theater Installation a prospect to follow up with them instantly and easily.

Perfect Device For Those With Breathing Issues

The breathing trouble can be considered as one of the most common issue faced by the people with the passage of time. Pollution can be considered as one of the major reasons behind the increasing breathing issue and considering these facts there are many steps carried out by the people with the sole intention of reducing the amount of pollution that is actually affecting the world with the passage of time. This is naturally not allowing most of the people in moving freely by going to different places wherein they are mostly getting concerned with respect to the health condition. There are advancements that are actually happening in the medical field wherein there are many people moving on with the task of getting the right medical device in the form of portable oxygen concentrators.

The technology which is used in designing the device is very efficient wherein you will never face any kinds of issues with respect to the oxygen contents that could be actually got through the device with the passage of time. In fact atmospheric oxygen is actually filtered in order to separate the nitrogen contents from them and finally pure oxygen contents are added to the device without facing any issues with the passage of time. You are also given the option to move on with the device without any issues as it is FAA approved wherein you are even given the right to carry the device even while traveling on flight without any concerns with the passage of time. There are many companies manufacturing this device and it is natural that you might be confused when you come to the stage of buying the device.

The best method is to directly enquire to your doctor as they will be able to give out all the correct details even with respect to the model as there are many devices with different functionalities available in the market. Most of the people prefer to get respironics evergo oxygen concentrator as it is considered to be efficient by all means.  You should try to get the device from a reliable provider as they should provide the required warranty without any concerns with time. You need not have to worry with respect to the functioning of the device as it works efficiently on the battery charge continuously for long time period without any concerns. You are also provided with the option wherein you could get the device charged either by plugging with AC or DC power outlets without any issues.

How Custom Banners Help In Business Growth

You stumble upon banners at many different places on a daily basis and many times these banners compel you to take actions. Probably, this is the modus operandi of a custom banner where it attracts the viewers and makes them to take the next step. This is in fact an encouraging factor for an entrepreneur. Undoubtedly each capitalist look forward to get the maximum attention of the product and they put a lot of effort in spreading their brand.

How a custom banner can be effective in business growth? The best thing about custom banners is that they give a greater possibility of coordinating with technology. The most modern features of digital technology go hand in hand with banner making process which makes the custom banners so sought after. Look at those graphics that you chance upon on cinemas or a fast food restaurant. Aren’t they marveling enough to catch your attention for a while? This easy way of advertising can take place only with the help of custom banners.

Custom Banners For Advertising

Small businesses have a greater restriction of budget and they choose for cheaper means such as banners and posters. The banners and signs carrying announcements such as “sales” “50% off” are quite often we come across. They have a greater impact on the customers. Get your custom banners done and you know nothing can stop you from hogging in the limelight. However, one thing you should be determined about is its quality. Don’t think that you can get away with simple looking banners and signs for advertising or announcement. Remember, they will be hardly ever noticed. Here, you need to pick up the quality one. The quality graphics and images derived from sophisticated print technology.

Design Your Custom Banners

Full color printing and large format custom banners are in common use these days and you can see them as huge billboards and signs. They allure the viewer with all its charm and the publicity is ensured. The truth is that they are all over the place and as you know because of this information overloaded situation, one might not pay much attention. This is where you need to be cautious. If you have designed your custom banner with creativity and passion, you get the best result. If you look for to place your advertisement mounting on the top of a building, or hanging on a post, or on a poster stand, these banners comes as a great help. They have the flexibility and utility.

For restaurants and clothes shops, boutiques and other such business, custom banners are the best option because for these sort of advertisements, alluring images have a greater impact on the target audience. If the business owner is really looking for to compel a buyer to purchase his product, such hoaxes are often mandatory. Custom banners are easy available. The banner makers are there with innovative ideas. As they are in the business and having enough expertise, they can guide you with the best possible poster appearance for your product or services. As they are customizable you can give your preferences and likings and what you gain out of it will be the best custom banners that tell attractive details and showing alluring images of your products.

Supertech Eco Village 4 Boom Your Life With Interesting Gems

The leading name in the real estate market, Supertech limited is appreciated for its extra ordinary work. The company is known for its spectacular designing and thoughtful ideas that results in the finest innovations. The group entered the doddery market but with pace of time, it took hold on the situation and with its intelligence and creativity it changed the scenario of the real estate market. Supertech has shown its capability of fulfilling the dreams since 1988.

The company is still making huge efforts in crafting the homes for an individual where he can have a joyful lifestyle and enjoy every bit life with his family. With the time span of 25 years the company has got the enough experience and knowledge that it is now taking the lifestyle to whole new comfort level.

The group astonishes its clients with the tremendous work and the artistically designed ventures impose them to invest in. For serving the sumptuous living the company brings a new range of its project in the form of Supertech Eco Village. The initial three installments of the project were a great victory in bringing the brightening time in many of the lives. Now, the company comes with another installment named Supertech Eco Village 4.

Offering you the finest features and tremendous living, Supertech Eco Village 4 Noida is the full fledge package comprising of spectacular features. The place is located in sector – 16B, Greater Noida West. The location is most appropriable as it is already welcoming many other residential and commercial entities.

The place is easily accessible from Crossing Republik, City Centre Metro Station, Sector – 72 and Indirapuram. The place speaks for the grandeur lifestyle that has each and every amenity that you will need to spend a desirable lifestyle. The place has the option of 2 and 3bhk apartments that are embellished with elegant features and are designed according to the vastu directions.

With modern architecture the elegant homes are spiced up with wooden frame internal doors and splendid flooring with vitrified tiles. The venture is occupied with 82% of its land with lush greenery that turns into an eco friendly atmosphere. You can relax and stress out yourself breathing in fresh air and enjoying in the lap of Mother Nature. The place has exotic features that will add an extra beauty in your lifestyle.

Supertech Eco Village 4 Greater Noida West is the key to lively environments where you can have an enjoyable time with your family. Be a part of this dream destination and adore your life with luxury comforts.

Are modern outdoor ads technologically updated?

An impactful outdoor presence of a brand is a must in today’s world. Brand owners for this purpose also deploy promotion campaigns through OOH media. Some prefer to launch their campaigns through a blend of conventional and contemporary media, while some prefer to launch their promotion campaigns only through new age media. Flamboyant are the ways of people in India, colours they prefer. Hence, from the perspective of Indian masses, the more colourful or flamboyant the ad display is, the richer the impact on customers.

For years, outdoor advertising practices are successfully in practice. Brand owners and advertisers of all ranges adopt OOH advertising tools to promote their brands in the market (amongst potential customers, prospects, decision makers etc). Brand promotion through OOH media is more or less a legacy inherited from the pioneers of advertising decades ago. What is news is that this oldest mode of brand promotion is one of the in-demand practices of advertising preferred, opted and adopted by most of the brand owners. Are modern practices of outdoor advertising advanced and updated? Do modern OOH ads provide the desired impact on target customers? These two questions are briefly discussed in the following paragraphs.

 Over the years, outdoor advertising devices have got a face-lift. The transition of OOH tools from being conventional to contemporary is quite a landmark in this advertising practice. With digital revolution, OOH Advertising practices provide a more interactive look to customers thereby engaging their much sought for attention.  A flashy digital billboard, an interactive electronic kiosk, a visually-appealing digital signage etc – all these provide a rich impact about the brand on customers’ mind thereby delivering the brand message in a most desirable manner.

The best is assured to get better in outdoor advertising’s future. Brand new technologically updated tools and techniques are going to be further introduced. An OOH vehicle that looks strikingly stunning at present is yet to stun audiences’ attention in the near future with many updated features. Out of home advertising practices have won, will win and are poised to win accolade as one of the best modes of brand promotion. For those advertisers who have been sharing fraternity with this advertising media, it is assured that they are going to make many more successful brand stories through advanced OOH media. In a nutshell, modern outdoor advertising practices, tools and techniques are quite a catch for brand owners.